(August 2017) The voice on the other end of the phone sounded frustrated: “Frank, what is the level of marijuana that a propane driver can have in their system at the time of a drug test and still drive?” My answer — zero tolerance. He went on to say that he had tried to hire a CDL/Hazmat driver and had 32 applicants all fail their drug test.

There isn’t a week that goes by without a marketer calling to ask for advice about prescription drugs or medical marijuana. How do drugs affect my insurance coverage, especially my auto liability, my general liability, my employment practices liability policy, and my workers compensation?Read More

Frank Thompson

Frank B. Thompson is a chartered property and casualty underwriter based in Phoenix. He is the owner of PT Risk Management, an independent insurance company specializing in writing propane and petroleum risk policies throughout the U.S.