Attract the Best Leaders with the Right
Directors & Officers Coverage

For protection against the high cost of litigation, many businesses are adding Directors & Officers (D&O) liability
coverage to their insurance portfolio. Because we know your business, PT Risk Management is your perfect partner when it comes to finding the right D&O coverage.

What is D&O Insurance?
D&O coverage provides financial protection for the directors and officers of your company if they're sued in conjunction with their performance of company duties. Its generally necessary if your business has or will have:

A Board of Directors — Your board members will usually make this a requirement so they don't have to put their personal assets at stake.

Investors, especially Venture Capitalists — They usually need evidence of D&O coverage before funding your company.

Employees — They open management up to employment practices lawsuits, which can be covered under D & O insurance or in separate Employment Practices Liability coverage.